Home & Householders Comprehensive Insurance
A house is the most valuable possession for any persona and their family. It is more than just a place to reside – it’s a sanctum sanctorum. Householder’s Insurance provides you and your family with extensive coverage for accidental damage to your home and its contents – personal valuables, home decoration, furniture, electrical appliances, jewelry, watches etc.
Usually, there are many other heads under this policy as enumerated below:
Fire & allied perils – for structure and contents of house lost or damaged by fire and other natural disasters.
Burglary & house breaking – contents of the house against loss due to burglary, house breaking or theft
Domestic mechanical and electrical appliances – mechanical and electrical breakdown of electrical and mechanical appliances in your home.
Domestic electronic appliances – For electronic appliances like personal computer printers against all risks
Personal Accident Insurance
Everyday accidents are a reality. This is especially true in the case of India where people travel long distances for work on congested roads and overcrowded public transport. In such a scenario, a life insurance policy is insufficient since it is expensive and does not cover all your liabilities. A personal accident insurance is an inexpensive option for such a type of risk coverage.
Health insurance is the insurance against loss by illness or bodily injury. It provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses. Policies differ in the scope of coverage, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available.
Motor insurance (also known as vehicle insurance, car insurance or auto insurance) is insurance purchased for cars, trucks, and other vehicles. It is purchased by the owner of a vehicle to cover losses due to traffic accidents or theft. It also covers legal liability that a person may incur arising out of the use of a motor vehicle.
Overseas travel insurance is required while traveling outside India. It is extremely risky to be in a foreign country without medical insurance and in many instances, international travel insurance is necessary for visa purposes. The travel insurance policy covers the insured against various eventualities while traveling abroad. It provides coverage against personal accident, medical expenses and repatriation, loss of checked baggage, passport etc.